General Guidelines: 

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• Portfolio or Single Asset loans

• 30-year loans, fixed for 30 years

• Interest-only for fixed period

• Min. FICO: 650

• Max LTV: Up to 80% (Buy to Rent, Refinance with renter(s) in place)

• Property Types: SFR, 2-4 units, PUD’s, Townhomes, Condominiums

• Currently lending NATIONWIDE (Except SD, MN and rural areas)

• Non-owner occupied only

• Stabilized rental properties (leased or soon-to-be leased)

• Up to Three months of Bank statements only / no personal income verification

• No DTI requirements for borrower