“Sky 18 Capital reviewed our deal quickly and gave us clear terms from the start. Their communication made the entire lending process feel simple and organized.”
We optimize loan opportunities
Florida Private Lending
Florida Private Lending
for Real Estate Investors
Sky 18 Capital helps real estate investors move quickly when traditional lending is too slow, rigid or not aligned with the deal. Based in North Miami, our team reviews investment property opportunities with practical deal structure, clear communication and relationship-led service.
Florida-based private lender
Reviews investment property deals
Approval possible in a couple of days
Relationship-led service
Our Programs
Get to know our
Get to know our
programs
Three flexible lending products engineered for real estate investors at every stage. Every investment property has a different timeline, strategy and exit plan — these programs are built around the deal.
01
Fix and Flip
Acquisition and renovation capital for investors and builders buying and improving non-owner-occupied residential investment properties for resale.
Learn more 02Bridge Loans
Short-term capital that closes the gap between deals — purchase, refinance, cash-out and transition scenarios on eligible investment properties.
Learn more 03Ground-Up Construction
Project-focused lending for builders, developers and real estate investors working on eligible new construction projects with draw-based funding.
Learn more
Who we help
Private lending support for investors, brokers, loan officers and builders
Real Estate Investors
Private lending options for investment properties — purchases, refinances, cash-out, renovations and rental strategies.
Mortgage Brokers
A private lending resource when a client has an investment property deal that may not fit traditional lending timelines or requirements.
Mortgage Loan Officers
A referral-friendly path for client scenarios that need practical review, clear communication and an investment-property lending solution.
Builders
Private lending support for builders working on eligible ground-up construction projects, including larger investment scenarios.
About Us
Building competitive
Building competitive
lending opportunities
We are an income-driven team helping equip those who can't compete in loans for those seeking alternative avenues to traditional lending sources. We act as a resource as a whole. Our main goal is to know our borrowers, build new properties and meet their needs and desires while providing a transparent, easy and professional loan service.
Alexander Galsky
Manager
Moises Liplewski
Manager
Introduction
Sky 18 Capital
Why Choose Us
Built on principles
Built on principles
that scale
01
A Faster Conversation
The team reviews submitted information and can discuss whether the scenario may fit current lending guidelines.
02
Flexible Lending Options
Programs include Fix and Flip, Bridge Loan and Ground-Up Construction Loans for eligible investment property scenarios.
03
Property-Focused Review
Sky 18 Capital considers the collateral, loan structure, borrower profile and exit strategy.
04
Relationship-Led Service
The company emphasizes knowing borrowers, building relationships and providing a transparent loan process.
Florida Presence
Sky 18 Capital is based in North Miami and works with investors across Florida and nearby investment markets.
What Clients Say
See Why Investors and Referral Partners
See Why Investors and Referral Partners
Choose Sky 18 Capital
Real feedback from borrowers, investors, builders, mortgage brokers and loan officers — focused on the actual experience Sky 18 Capital provided.
“We had a time-sensitive investment property and needed a lender who could move fast. Sky 18 helped us stay on schedule and close with confidence.”
“As a referral partner, I appreciate lenders who are responsive and direct. Sky 18 Capital takes the time to understand the deal and keeps everyone informed.”
“The team was professional, transparent and supportive from the first call through closing. We always knew what was needed and what came next.”
The Process
A simple funding
A simple funding
review process
-
1
Share Your Deal
Submit the property details, loan purpose and timeline.
-
2
Initial Review
We review the scenario, property and borrower profile.
-
3
Discuss Terms
If aligned with guidelines, we discuss possible structure.
-
4
Provide Documents
Submit supporting documents for underwriting review.
-
5
Close and Fund
Final approval and funding once requirements are complete.
Before You Submit
Documents to prepare
Documents to prepare
before requesting terms
Having the right information ready helps Sky 18 Capital review your scenario faster and discuss possible options sooner.
Borrower Profile
Entity documents, photo ID, and credit authorization.
Property Details
Address, property type and current condition.
Loan Purpose
Purchase, refinance, cash-out or transition.
Project Plan
Scope of work, contractor estimates and budget.
Exit Strategy
Sale, refinance, rental stabilization or other plan.
Insurance & Closing
Property insurance and title/settlement contact.
Coverage Area
Florida private lending
Florida private lending
for investment properties
Sky 18 Capital is based in North Miami and works with real estate investors, mortgage brokers and loan officers across Florida. The team reviews non-owner-occupied investment property deals — fix-and-flip, bridge and ground-up construction scenarios.
Markets served:
Miami
North Miami
Fort Lauderdale
Hollywood
Pompano Beach
Pembroke Pines
Broward County
Nearby South Florida
Compare
Compare our private
Compare our private
lending programs
| Program | Best Suited For | Published Range / Rate | Key Guidelines |
|---|---|---|---|
| Fix and Flip Loans | Purchase and renovation financing for investor-owned residential properties. | Published rate: 8.99% – 11.99%. Loan amount: $75K – $5M. |
Non-owner-occupied properties. Published guidance includes purchase LTV, rehab cost support, refinance/cash-out options and interest-only payments. |
| Bridge Loans | Short-term capital for investment property purchases, refinances or transition periods before resale or longer-term financing. | Published rate: 8.99% – 11.99%. Loan amount: $100K – $3M. |
Non-owner-occupied properties. Published guidance includes purchase LTV, refinance/cash-out options and interest-only payments. |
| Ground-Up Construction Loans | Builders, developers and real estate investors planning eligible new construction projects. | Loan amounts may go up to $10M. Rates and terms to be confirmed by Sky 18 Capital. | Project scope, construction budget, borrower profile, timeline, permits, plans, and exit strategy are reviewed before possible terms are discussed. |
Note: Published rates, terms and guidelines are subject to review and are not guaranteed. Final terms depend on the property, borrower profile, documentation, market conditions and underwriting review.
Contact Us
For any inquiries,
For any inquiries,
please call or email us
- +1 (305) 705-4434 Call us
- +1 (786) 280-9650 Alternate line
- [email protected] Email us
- 1108 NE 125th St, Unit 202 North Miami, FL 33161, USA